Investing News

Free on Board Shipping Point vs. Free on Board Destination: An Overview International commercial laws have been in place for decades and were established to standardize the rules and regulations surrounding the shipment and transportation of goods. Having special contracts in place has been important because international trade can be complicated and because trade laws

Life insurance can be a valuable financial tool to provide for your loved ones after your death. Having life insurance can help you plan for the future and bring you peace of mind. While life insurance can offer a number of advantages for many people, but others may have reasons why buying life insurance may

When you change jobs, you generally have four options for your 401(k) plan. One of the best options is doing a 401(k) rollover to an individual retirement account (IRA). The other options include cashing it out—and pay taxes and a withdrawal penalty, leave it where it is—if your ex-employer allows this, or transfer it into

Investors’ demand for exchange-traded funds (ETFs) continues to grow. ETFs are a cost-effective way for novice investors to begin investing in the stock market and they remain a great diversification tool for experienced investors. The attraction of ETFs is owed to their lower fees, as well as the lower risks they provide through broad diversification.

Individual investors have continued to surge into the market in 2021, with the pandemic playing a key role in giving people the time to take control of their portfolios. Comparing costs has become less straightforward, however, as most online brokers have eliminated the trading fees that were the easiest method of direct comparison. To evaluate

If you’re an investor in real estate, especially in a large metropolitan area, you might have considered opening your rentals to Section 8 tenants. This federal program assists those with low incomes to find housing by subsidizing a portion of their monthly rent. As a landlord, there are pros and cons to accepting housing vouchers.

Founded in 2010, Pinterest (PINS) is a San Francisco, CA technology company that is best known for its pinboard-style photo-sharing website. Users leverage the platform to create and manage theme-based photo collections of hobbies, events, or anything else of general interest. Pinterest went public through and initial public offering in April 2019 and the stock

Mortgage rates were generally up in tiny increments Thursday. The 30-year average added just a basis point, though the 15-year average saw a minor dip. Today’s National Mortgage Rate Averages The 30-year average climbed a single basis point Thursday, rising to 6.04% and keeping it above the notable 6% threshold. On June 14, the flagship

If you are taking a protected leave of absence from work under the Family and Medical Leave Act (FMLA), you may need to fill out FMLA forms to satisfy your employer’s requirements. The act was signed into law by President Clinton in February 1993. It requires that certain employers allow eligible employees access to unpaid time

As U.S. Fed Chair Jerome Powell prepares to discuss monetary policy to try and tame inflation that could slow the U.S. economy, Chinese officials outlined new stimulus measures to give the world’s second-largest economy a boost. China’s State Council rolled out a trillion yuan package in economic stimulus. The latest $146 billion in assistance will

Engaging in a child custody battle can be time-consuming and expensive for all parties involved. The average child custody lawyer may cost anywhere from $1,200 to $4,500 to hire, though the cost may be higher if the case drags out over an extended period of time. When one parent makes significantly less than the other

Australia might not be on people’s radar as a hotbed of entrepreneurial activity, but several business magnates have made their mark in the Land Down Under. Here we briefly catalog three of Australia’s most noteworthy and successful entrepreneurs including John Ilhan, Rupert Murdoch, and Katie Page. Key Takeaways Australians have made their mark on the

As of June 2020, the trailing twelve months’ net profit margin for retail or commercial banks was approximately 13.9%. This is a sharp decrease from June 2019, when the net profit margin for commercial banks was 27.6%. For comparison, the net profit margin for commercial banks in June 2018 and June 2017 came in at

The average trailing twelve months’ net profit margin for companies in the telecommunications sector, as of Q2 2022, is approximately 12.5%, according to CSIMarket.com figures. Net margins typically average about half of a company’s operating profit margins. Gross profit margins for the sector can run as high as 70% to 80%, but extremely high overhead

If you’ve recently graduated or left college, you might be surprised at how much of your student loan payment goes just to the interest portion of your debt. To understand why that is, you first need to understand how that interest accrues and how it’s applied toward each payment. Key Takeaways Federal loans use a

Does the debt from your college days seem overwhelming? You’re not alone: Student loans in the U.S. total more than $1.6 trillion. That’s second only to the size of the nation’s mortgage debt. Ironically, the burden of student loans is making it harder for college graduates to buy a home. Politicians are debating what to

When you’re in need of credit, it can be easy to fall victim to predatory lending scams. Whether demanding an exorbitant interest rate on a payday loan, taking your car title as collateral, or pushing a bigger mortgage than you can afford, there are many ways unscrupulous lenders try to take advantage of borrowers. Predatory

How can people get rid of their student loan debt—and, specifically, when is loan forgiveness an option? We don’t need another statistic to tell us how deep in student loan debt U.S. college graduates are. Total debt and average debt figures don’t mean much, except to say that if the sums you owe keep you

Golden Cross vs. Death Cross: An Overview The use of statistical analysis to make trading decisions is the core of technical analysis. Technical analysts use a ton of data, often in the form of charts, to analyze stocks and markets. At times, the trend lines on these charts curve and cross in ways that form

Insurance is something needed by all businesses to protect against the risk of loss. With captive insurance, a business can create its own coverage to achieve two goals: protection for the businesses and financial advantages for their owners. Captive insurance is also sometimes promoted chiefly as a tax shelter, but using it this way has its hazards.