The meanings of big-cap and small-cap are generally understood by their names, which indicate how valuable they are in terms of market capitalization. Big-cap stocks—also referred to as large-cap stocks—are shares of larger companies. Small-cap stocks, on the other hand, are shares of smaller companies. Labels like these can often be misleading because many people
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If you’re looking to buy or refinance a home, you’ll find a vast landscape of mortgage lenders to choose from. They offer many similar products, but the details are slightly different in each case. How do you find the one that’s right for you? To help you narrow down the field, we researched the most
Investors around the world have wondered for years who would take the reins of Berkshire Hathaway (BRK.A, BRK.B) once its current 91-year-old CEO (and the world’s fifth-richest man) Warren Buffett passes away or retires. On May 1, 2021, they got their answer. At the annual Berkshire Hathaway shareholder meeting, executive vice chair of Berkshire Hathaway Charlie Munger made an offhand
Production of semiconductors is an exceedingly competitive business, with top players in the industry dictating much of technological progress for the world at large. A few companies own their foundries and brand chips with their own company name—think Intel (INTC)—while others custom-build chips for their clients. This group includes one of the largest and most successful companies
As of today, September 16, 2021, the 20-year fixed mortgage purchase rate is 2.76% and the 20-year fixed mortgage refi rate is 2.87%. These rates are not the teaser rates you may see advertised online and based on our methodology should be more representative of what customers could expect to be quoted depending on their
A report from the National Federation of Independent Business (NFIB) found that small businesses across the country continue to raise wages to keep employees and fill a historically high level of job openings, but are still struggling to fill jobs. Nearly half or 49% of owners reported job openings they could not fill, down just one point
As of today, September 29, 2021, the 15-year fixed mortgage rate is 2.48% and the 15-year jumbo mortgage rate is 3.01%. These rates are not the teaser rates you may see advertised online and based on our methodology should be more representative of what customers could expect to be quoted depending on their qualifications. You
As of today, October 18, 2021, the 10-year fixed mortgage rate is 2.41%, 10/1 ARM is 3.01% and 10/6 ARM is 4.05%. These rates are not the teaser rates you may see advertised online and based on our methodology should be more representative of what customers could expect to be quoted depending on their qualifications.
As of today, September 13, 2021, the jumbo 30-year fixed mortgage rate is 3.14%, the jumbo 15-year rate is 2.82%, and the jumbo 7/1 ARM rate is 2.19%. These rates are not the teaser rates you may see advertised online and based on our methodology should be more representative of what customers could expect to
As of today, September 16, 2021, the 30-year fixed mortgage rate is 3.01%, the FHA 30-year fixed rate is 2.82%, the VA 30-year fixed rate is 2.81% and the jumbo 30-year fixed rate is 3.13%. These rates are not the teaser rates you may see advertised online and based on our methodology should be more
During a three-week period this year, Equifax, one of the nation’s top three credit bureaus, provided inaccurate credit scores to lenders on millions of consumers seeking credit cards, mortgage and auto loans, according to reporting by the Wall Street Journal. The problem, described as a “technology coding issue” by Equifax, reportedly resulted in denied loans
Mutual Fund vs. ETF: An Overview Mutual funds and exchange-traded funds (ETFs) have a lot in common. Both types of funds consist of a mix of many different assets and represent a popular way for investors to diversify. While mutual funds and ETFs are similar in many respects, they also have some key differences. A
Shareholders of Tesla, Inc. (TSLA) approved a 3-for-1 split of the company’s common stock at its annual meeting held after the close of the markets on Aug. 4, 2022, according to a preliminary tally announced at the meeting. A final count will be issued on SEC Form 8-K within four business days. The vote increases
When shorting equities, one often faces the challenge of distinguishing between a topping formation and a change in trend. Many successful short sellers will try to focus their efforts by looking at clues that are offered from the schools of technical analysis and fundamental analysis. Read on to find out how studying these different methods
Thinking about purchasing an investment property? Real estate has produced many of the world’s wealthiest people, so there are plenty of reasons to think that it is a sound investment. Experts agree, however, that as with any investment, it’s better to be well-versed before diving in with hundreds of thousands of dollars. Here are the factors
On this week’s show, it’s not Build Back Better, but the newly-introduced Inflation Reduction Act bill of 2022 has some surprisingly positive developments for clean energy, climate technology, and green banking. We break down what’s in the proposed bill and what the future of green banking may look like—if passed—with Reed Hundt, the co-founder, chairman
You can pay for a major home repair like a new roof or a renovation like a kitchen remodel in a number of ways. Among them, a home equity loan allows you to access your home equity and provides generally lower rates than the rates on other loans. Using your home equity has a number
Updated: August 25, 2021 As of today, August 25, 2021, the benchmark 30-Year Fixed mortgage rate is 3.04%, FHA 30-Year Fixed is 2.82%, Jumbo 30-Year Fixed is 3.13%; 15-Year Fixed is 2.32%, and 5/1 ARM is 2.17%. These rates are not the teaser rates you may see advertised online and based on our methodology should
Each year, roughly 800,000 couples get divorced in the United States. More often than not, divorce is time-intensive and emotionally draining, and divorce proceedings can last upwards of a year, with the total cost averaging $12,900. While you don’t have to have a lawyer to get divorced, the process is legally complicated, and being without
Part of the rosy picture associated with retirement is the thrill of kissing that monthly mortgage payment good-bye—on the presumption you’ll have paid it off by then. Lately, there has been a shift in thinking that has seen many financial planners suggest that retirees continue to carry a mortgage into and throughout retirement. Reinvest the